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Dubai · 2026

Nazar Koshliak

Real estate portfolio manager & investment consultant
Live · Dubai
Nazar Koshliak, Dubai real estate broker

Nazar Koshliak is a real-estate portfolio manager and investment advisor based in Dubai — pairing tier-one developer access with the personal handling that turns first-time buyers into repeat clients and quiet referrals.

He works across Dubai's primary market — branded residences, beachfront, Downtown and emerging districts — building diversified portfolios for global investors looking to compound wealth inside the Middle East.

With a focus on the long game, in-person trust, and a network that spans Europe, the GCC and the CIS, Nazar has positioned himself as the operator HNW clients and family offices lean on for the deals that are not yet on the open market.

Dubai real estate,
with discretion
and strategy.
Nazar Koshliak
The skyline I work across.
Burj Khalifa · 828m
02 — The journey
Four cities. One thesis.
50.4°N · 30.5°E
Kyiv
Origin

Born and raised in Ukraine. First lessons in property — through family, through watching how a single decision could shape a household for decades.

50.0°N · 14.4°E
Prague
Mortgage broker

Years structuring home loans across Czech Republic and Central Europe. Learned the maths behind every property: leverage, risk, default scenarios, holding power.

48.1°N · 11.5°E
Munich
2.5 years · real estate

Crossed the table for the first time. Bavaria runs on precision — every transaction documented, every assumption stress-tested. That discipline shaped how I work today.

25.2°N · 55.3°E
Dubai
2021 · today

The most dynamic residential market on the planet. Five years in, working with private clients, family offices, and end-users across the UAE.

Dubai · UAE

A network spanning continents.

Dubai
25.2°N · 55.3°E
Burj Khalifa
Burj Al Arab
Museum of the Future
Palm Jumeirah
Dubai Marina
Dubai Frame
Capital structure

Financing your property.

Eight years of mortgage and broker work across Prague, Munich, and Dubai. I structure the capital stack alongside the purchase — not as an afterthought.

01

Resident mortgages

Up to 80% LTV for UAE residents. Fixed and variable terms across all major UAE banks. Pre-approval in 5 — 7 days.

Up to 25 years
02

Non-resident financing

50 — 60% LTV for international buyers. Income-based assessment, multi-currency options, jurisdiction-aware structuring.

Global income accepted
03

Off-plan payment plans

10 / 90, 40 / 60, post-handover. I match the developer's calendar to your cash-flow — and renegotiate when the market shifts.

Direct developer terms
04

Equity release & refinance

Existing UAE properties refinanced for capital release, debt consolidation, or to fund the next acquisition without selling.

Portfolio leverage
Discuss financing
On the record

Every deal, analysed on camera.

I film walk-throughs, market breakdowns, and project analyses on YouTube — so investors can see the building, the numbers, and the reasoning before a call ever happens. Decisions get easier when the homework is already done.

Watch on YouTube
NK
Nazar Koshliak · Dubai property analysis Walk-throughs · launch breakdowns · resale maths
Watch on YouTube →
03 — How I work

The deal process.

Six steps from first call to keys in your hand. No black boxes — every stage in writing.

01

Discovery

30-min call. Goals, horizon, ticket size, family situation, tax status. I listen — no pitch.

~ 30 minutes
02

Written brief

Within 72 hours: market positioning, comparable transactions, holding-cost model, exit window, risk flags.

~ 72 hours
03

Shortlist

3 — 5 units that fit the thesis. Not a hundred listings to overwhelm — a handful that actually match.

~ 1 week
04

Site visits

I walk the streets, the lobbies, the model floors with you. We see what the photos don't show.

~ 1 — 2 days
05

Negotiation & SPA

Offer, counter, payment plan, contract review. I sit on your side of the table and the developer's calendar.

~ 1 — 3 weeks
06

Handover & beyond

Snagging, lease structuring, tenant placement, quarterly performance review. The relationship doesn't end at handover.

Ongoing
Step 01 / 06
By the numbers
0Years in Dubai
0Years in Munich
0Tier-1 developers
0Languages
04 — The Roster

Nine towers, one rolodex.

Direct relationships with the developers who set the market — pre-launch allocations, sales-office introductions, post-handover support.

01EmaarDowntown · Beachfront
02MeraasCity Walk · La Mer
03NakheelPalm · Deira Islands
04SobhaHartland · Reserve
05Select GroupMarina · JBR
06BeyondMaritime City
07EllingtonBoutique design
08OmniyatBusiness Bay icons
09H&HUltra-prime
Nazar Koshliak
Next step

Let's talk about
your next move.

30 minutes. Your goals, your horizon. No deck, no pitch.

Book a consultation WhatsApp +971 52 533 7580